Economic Security
Overall Housing Cost Burden

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Source: U.S. Census Bureau

What does this measure?

The share of housing units with people paying 30% or more of their income in rent or ownership costs.

Why is this important?

The federal government considers 30% of income a threshold for affordable housing. People paying more than 30% are considered to be cost-burdened.

How is Westchester County performing?

In 2018-22, 38% of housing units in Westchester County were unaffordable, higher than both the national level of 31% and the state level of 37%. However, the county's rate has improved 7 percentage points from 45% in 2008-12.

Of comparison counties, Westchester had the second-highest unaffordability rate, behind Rockland at 42%, and slightly above Nassau (37%) and Putnam (35%). Highly unaffordable municipalities included Mount Vernon and Port Chester, both at 46%, and Ossining, 45%. Scarsdale had the lowest share of unaffordable housing units, at 25%.

Notes about the data

Multi-year figures are from the Census Bureau's American Community Survey. The bureau combined five years of responses to the survey to provide estimates for smaller geographic areas and increase the precision of its estimates. The survey provides data on characteristics of the population that used to be collected only during the decennial census.

Overall Housing Cost Burden
2008-122013-172018-22
Westchester County45%41%38%
Nassau County45%40%37%
Putnam County42%38%35%
Rockland County45%45%42%
New York State41%39%37%
Mount Vernon55%52%46%
New Rochelle49%46%43%
Peekskill51%51%42%
Rye City33%33%26%
White Plains46%40%39%
Yonkers47%44%42%
Westchester County Towns
Bedford37%43%35%
Cortlandt42%36%33%
Eastchester39%36%36%
Greenburgh41%34%35%
Harrison46%38%36%
Lewisboro39%32%27%
Mamaroneck37%32%31%
Mount Kisco43%38%40%*
Mount Pleasant42%41%39%
New Castle35%29%33%
North Castle40%33%40%*
North Salem37%*34%*33%*
Ossining49%47%42%
Pelham39%34%31%
Pound Ridge31%*32%*33%*
Rye53%49%42%
Scarsdale31%25%25%
Somers36%36%28%
Yorktown44%38%29%
Westchester County Villages
Ardsley45%*33%*29%*
Briarcliff Manor33%33%35%*
Bronxville31%*23%*31%*
Buchanan45%*34%*26%**
Croton-on-Hudson36%36%*31%*
Dobbs Ferry40%32%*44%*
Elmsford53%*48%*45%*
Village of Harrison46%38%36%
Hastings-on-Hudson37%33%29%*
Irvington40%*34%*26%*
Larchmont34%*26%*44%*
Village of Mamaroneck43%42%36%
Village of Mount Kisco43%38%40%*
Village of Ossining53%52%45%
Village of Pelham43%35%*37%*
Pelham Manor33%*32%*23%*
Pleasantville38%*40%*33%*
Port Chester58%54%46%
Rye Brook47%40%37%*
Village of Scarsdale31%25%25%
Sleepy Hollow52%53%41%
Tarrytown52%36%34%*
Tuckahoe45%*48%*52%*

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.




Number of Unaffordable Housing Units
2008-122013-172018-22
Westchester County154,937142,025140,690
Nassau County200,310178,536166,107
Putnam County14,90613,07612,235
Rockland County44,74344,99043,544
New York State2,989,0042,859,9412,807,038
Mount Vernon14,15313,07913,115
New Rochelle13,94413,02112,902
Peekskill4,4534,8344,542
Rye City1,8491,7941,520
White Plains10,4448,8099,362
Yonkers34,79232,75834,032
Westchester County Towns
Bedford2,0692,5081,976
Cortlandt6,2395,5134,756
Eastchester4,9934,5574,786
Greenburgh13,81811,34312,097
Harrison4,0223,2042,929
Lewisboro1,7191,4981,200
Mamaroneck4,0123,3953,449
Mount Kisco1,7931,5171,666*
Mount Pleasant5,8525,9695,926
New Castle2,0511,7171,937
North Castle1,4641,3661,691*
North Salem617*623*599*
Ossining6,0895,8456,013
Pelham1,5871,3591,294
Pound Ridge586*640*601*
Rye8,3727,4816,886
Scarsdale1,6431,4181,357
Somers2,6982,7752,260
Yorktown5,6785,0023,794
Westchester County Villages
Ardsley673*538*483*
Briarcliff Manor900879937*
Bronxville676*500*670*
Buchanan390*252*208**
Croton-on-Hudson1,0601,079*923*
Dobbs Ferry1,5441,189*1,676*
Elmsford892*725*756*
Village of Harrison4,0223,2042,929
Hastings-on-Hudson1,086972898*
Irvington1,048*787*583*
Larchmont684*547*982*
Village of Mamaroneck3,0793,0012,562
Village of Mount Kisco1,7931,5171,666*
Village of Ossining4,3064,1824,350
Village of Pelham1,001796*836*
Pelham Manor586*563*458*
Pleasantville981*1,040*853*
Port Chester5,5654,8264,667
Rye Brook1,6441,3651,250*
Village of Scarsdale1,6431,4181,357
Sleepy Hollow1,7991,9991,596
Tarrytown2,3801,6321,687*
Tuckahoe1,214*1,326*1,638*

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.




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INDICATORS TREND | WESTCHESTER
Early Prenatal Care, by Mother's Race/Ethnicity 1
Increasing
Infant Mortality Rate, by Race/Ethnicity 10 Not Applicable*
Children with Elevated Blood Lead Levels 0
Maintaining
Children Receiving Subsidized Child Care 0
Maintaining
Children Living in Poverty, by Race/Ethnicity -1
Decreasing
Disengaged Youth, Ages 16 to 19 -1
Decreasing
Single-Parent Families, by Race/Ethnicity -1
Decreasing
Single Female-Headed Households -1
Decreasing
Voter Registration Rate 1
Increasing
Voter Participation Rate -1
Decreasing
Serious Crimes -1
Decreasing
Reported Victims of Domestic Violence -1
Decreasing
Arrest Rates, by Race/Ethnicity 10 Not Applicable*
Households With Internet Access, by Race/Ethnicity 10 Not Applicable*
Households without Vehicles 0
Maintaining
Means of Transportation to Work, by Race/Ethnicity 1
Increasing
Air Quality 1
Increasing
Population Density 0
Maintaining
Water Quality of the Long Island Sound 1
Increasing
Open Space in Westchester County 1
Increasing
Change in Total Population 1
Increasing
Change in Population, by Race/Ethnicity 1
Increasing
Change in Population, by Age -1
Decreasing
People with Disabilities 1
Increasing
Language Diversity 1
Increasing
People 65 or Older Living Alone -1
Decreasing
Foreign-Born Population 1
Increasing
Change in Total Jobs 1
Increasing
Change in Jobs by Sector 10 Not Applicable*
Business Ownership, by Race/Ethnicity 10 Not Applicable*
Average Salary by Sector 10 Not Applicable*
Median Household Income, by Race/Ethnicity 0
Maintaining
Female to Male Earnings Ratio 0
Maintaining
Income in Relation to Poverty Level 0
Maintaining
Unemployment Rate, by Race/Ethnicity -1
Decreasing
People Living in Poverty 0
Maintaining
People Living in Poverty, by Race/Ethnicity -1
Decreasing
Seniors Living in Poverty 1
Increasing
Seniors Living in Poverty, by Race/Ethnicity -1
Decreasing
Food Insecurity -1
Decreasing
Households Receiving SNAP, by Race/Ethnicity 1
Increasing
Public Assistance 0
Maintaining
People Receiving Supplemental Security Income 0
Maintaining
Homeownership Rate, by Race/Ethnicity 1
Increasing
Cost of Homeownership, by Race/Ethnicity 10 Not Applicable*
Overall Housing Cost Burden -1
Decreasing
Cost of Rent, by Race/Ethnicity 10 Not Applicable*
Rent Burdened Households -1
Decreasing
Homelessness, by Race/Ethnicity 10 Not Applicable*
Homelessness, by Sex 10 Not Applicable*
Per-Student Spending 0
Maintaining
Student Suspensions -1
Decreasing
Student Performance on Grade 3 English, by Race/Ethnicity 1
Increasing
High School Cohort Graduation Rate, by Race/Ethnicity 1
Increasing
College Admission Rate, by Race/Ethnicity 1
Increasing
College Enrollment Rate, by Race/Ethnicity 0
Maintaining
Education Levels of Adults, by Race/Ethnicity 1
Increasing
People Without Health Insurance -1
Decreasing
Mortality Rate, by Race/Ethnicity 10 Not Applicable*
Mortality Rate from Chronic Lower Respiratory Disease, by Race/Ethnicity 10 Not Applicable*
Diabetes Mortality, by Race/Ethnicity 10 Not Applicable*
Suicide Rates, by Race/Ethnicity 10 Not Applicable*


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